Facts About 債務舒緩邊間�?Revealed - 【hkiva.top】
Facts About 債務舒緩邊間�?Revealed - 【hkiva.top】
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破產是一種法律程序，當債務人無法償還債務時，便可經法院宣布破產。破產程序可以由債務人自行提交或由債權人提出申請。香港原訟法庭在接到破產申請後，會判決是否頒布破產令。
在多年的經驗中，我們理解到，債務人在背負沉重債務而走投無路的情況下，走上重整債務的道路。很多時候，沉重的債務已經令債務人喘不過氣來，再進行債務重組的時候，債務人也會擔心債務重組費用，其所費不斐的手續費與聆訊費，對已經有負債的人來說，可謂雪上加霜。如果債務人直接找會計師樓幫忙，需要一次過繳交所有債務重組的收費，這樣的債務重組價錢，未必個個都負擔得起，到時候真的「做又死唔做又死」。有見及此，本公司以節省利息的百分比來收費，而且債務人在申請時不需要立即繳交債務重組費用。本公司提供分期付款，方便債務人，與債務人共渡時艱。
委託會計師及律師作為代理人。代理人會因應個別欠債人的情況，決定是否接納其案件。委託一經接納，欠債人需就開展債務重組進行宣誓，並由代表律師將臨時命令申請書呈送法庭存檔。
If the income goes up while you have an IVA, you have to declare it on your insolvency practitioner. If you don't, you could possibly be breaking the settlement.
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While IVA payments are agreed at first on the arrangement, they're able to go up or down Should your conditions modify.
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Once your insolvency practitioner has proposed a repayment decide to your creditors as well as the conditions in the IVA are agreed, you pay the insolvency practitioner each and every month and they are to blame for splitting the 債務舒緩成功率 money concerning your creditors.
The insolvency practitioner will review your circumstance annually Whilst you’re on an IVA. When your cash flow adjustments, your IVA payments may well alter. For instance, if 債務舒緩 you receive a spend rise at work you’ll be envisioned to pay for much more 債務舒緩成功率 into your IVA.
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債務重組是《破產條例》下的法律程序，又稱為「個人自願安排」，是破產以外的另一選擇。當欠債人無法按雙方擬定協議還款時，欠債人可向法院申請臨時命令，期間任何人不得向債務人提出破產呈請，但需進行債務重組，與各債權人協商新的還款安排。一旦雙方達成共識，新協議將對所有債權人具約束力。
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